Skip to content

Fidelity Bonds

ERISA

ERISA fidelity bonds protect employee benefit plans against losses from fraud or dishonesty by anyone who handles plan funds or property.

Who needs this bond

Plan sponsors, trustees, and administrators of any ERISA-covered retirement, health, or welfare plan, including 401(k), pension, and self-funded health plans.

Typical amount and term

Bond amount must be at least 10 percent of plan assets handled, with a 1,000 dollar floor and a 500,000 dollar cap (1,000,000 dollars for plans holding employer securities).

What you will need

  • Plan name, EIN, and most recent Form 5500 asset figure
  • Name and address of the plan sponsor
  • Whether the plan holds employer securities

How to apply

  1. Tell us your plan asset total and any employer securities exposure
  2. Receive an instant quote at the 10 percent statutory amount
  3. Bond issued same day; sponsor names the plan as insured