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Fidelity Bonds

Blanket

Blanket fidelity bonds cover all employees in a class (or all employees of a company) under a single bond, instead of naming individuals.

Who needs this bond

Companies with employee turnover or large workforces where scheduling each employee individually would be impractical.

Typical amount and term

Bond amount sized to peak cash and property exposure in a single loss event. Premium scales with bond amount and class of business.

What you will need

  • Employee count by class (cash handling, property access, executive)
  • Loss runs from any prior coverage
  • Owner credit authorization

How to apply

  1. Send employee class breakdown and desired limits
  2. Underwriting review in 1 to 3 business days
  3. Bond issued covering every employee in the named classes