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NMLS Surety Bonds (ESB)

Mortgage Broker

Mortgage broker bonds (NMLS ESB) cover companies that arrange residential mortgage financing without lending their own funds.

Who needs this bond

Licensed mortgage brokers in every state that requires an ESB at licensing or renewal.

Typical amount and term

Bond amount typically 10,000 to 150,000 dollars depending on state. Premium 1 to 3 percent of bond amount.

What you will need

  • NMLS Unique Identifier
  • State list and per-state origination figures
  • Owner credit authorization

How to apply

  1. Send NMLS ID and target states
  2. Receive a per-state quote within one business day
  3. Surety signs the ESB in NMLS for your filing