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Additional Bonds

Credit Service Organization

Credit service organization (CSO) bonds guarantee that a CSO will perform contracted services and return prepaid fees if it fails to do so.

Who needs this bond

Credit repair companies, credit counseling services, and debt management providers registered in states that require a CSO bond.

Typical amount and term

Bond amount set by state, commonly 10,000 to 100,000 dollars. Premium 1 to 3 percent of bond amount.

What you will need

  • State of registration and registration number
  • Two years of business financials
  • Owner credit authorization

How to apply

  1. Send state and registration details
  2. Receive a per-state quote within one business day
  3. Bond signed and filed with the state regulator